Flor Del Campo Group
Update on Flor Del Campo GroupBulfrana is 30 years old, she is married and she has 3 children who go to school: Itzayana and Yazmín are attending the 5th and the 2nd year of primary school respectively, while Oscar is in preschool. Her husband’s name is Oscar and he is a farmer.
She sells general products, and she has been running her shop for 2 years already. She says although her shop isn’t big, it has help her getting ahead. She will invest her loan in the purchase of products such as milk, juices, oil, drinks, soups and chili peppers. Bulfrana hopes that her activity will improve, and she will do her part in order for her activity to work. She is really happy for the help received.
Bulfrana is a member of the group Flor del Campo (Country Flower). The group is composed of 11 very hardworking women whose names are Yaneli, Maria de Jesús, Divina, Diana, Flaviana, Luz Divina, Gilberta, Bertina, Claudia. They all engage in retail, selling items such as seasonal products, chickens, fish, meat, vegetables, coconuts, sweets, clothes, bread and books.
Ella se dedica al comercio de venta de productos de abarrotes ya tiene 2 años con la tienda lo cual dice que no es grande su tienda pero que la sabido sacar adelante lo cual invertirá su préstamo en la compra de los productos como son: leche, jugos, aceites, refrescos, sopas, chiles, etc. Doña Bulfrana espera que el negocio vaya incrementado y ella pondrá todo de su parte para que le funcione esta muy contenta con la ayuda brindada.
Bulfrana pertenece al grupo flor del campo el cual esta integrado por 11 personas todas son mujeres trabajadoras a continuación serán mencionadas: Yaneli, Maria de Jesús, Divina, Diana, Flaviana, Luz Divina, Gilberta, Bertina, claudia, Maria gionelli y Bulfrana, todas realizan una actividad comercial como: venta de producto de temporada, pollos, pescados, carnes, verduras, coco, dulces, ropa, pan, libros, etc.
Previous Loan DetailsMaría de Jesús is 46 years old, married and has six children who are going to school. Joel is in second year of high school, Brisa is in third grade of secondary school, Mariana is in second grade of secondary school, Omar is in 6th grade of elementary school and Gerardo is in third grade of… More from Flor Del Campo Group's previous loan »
Concurrent and Successive Loans
Our Field Partners often work with borrowers over a series of loans as the borrowers build credit, take out bigger loans, and expand their businesses. In order to make it easier for our Field Partners to post loans for borrowers who have been listed on Kiva before, we allow them to post successive and concurrent loans for their Kiva borrowers. This means that our Field Partners are able to post a borrower's second, third, etc., loan on Kiva without having to re-enter all of the borrower's information.
This borrower has been listed on Kiva before, so you'll see an updated loan description, as well as excerpts of the original descriptions from earlier loans. Most borrowers take out loans consecutively, meaning that they receive a second loan after having repaid the first. However, sometimes our Field Partners give out concurrent loans, allowing borrowers to take out one primary loan and a secondary "add-on" loan along with it. These "add-on" loans are typically smaller than the borrower's primary loan and serve a different purpose. Because Field Partners can now post loans as successive and concurrent loans, you will be able to track borrower progress over time and see the various ways a borrower is working with our Field Partners through funds from Kiva’s lenders.
This is a Group Loan
In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.
Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.
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