Silveri is 47 years old and is very hard-working. For over nine years, he has been running a bar. He started with 500,000 shillings and now his capital has grown to over 2,000,000 shillings. He faces a challenge of price fluctuations and inadequate capital to meet customer tastes. His family goal is to educate his children and he hopes to expand his business into new markets and buy land for crop growing. Silveri needs this loan facility to buy a pool table.