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Bernard
Bernard, 29 years old, is married and has one child who is five years old. He owns a general store where he sells various goods such as shoes, umbrellas and utensils. He has four years of experience in this business. Bernard has requested a Kiva loan via Vision Finance Company to purchase various goods such as shoes, umbrellas and utensils to sell. He will use any profits to reinvest in his business and to pay children's school fees.

Additional Information

About Vision Finance Company s.a – Rwanda (VFC)

Vision Finance Company (VFC) was Kiva's first partner in Rwanda. Established in 1999, VFC is an affiliate of World Vision International. Since its founding, VFC has been committed to alleviating poverty in Rwanda by ensuring that poor people have access to credit to support business initiatives that will improve their life circumstances.

VFC has a broad set of products and services, offering Community Banking services for self-selected groups of 10-30 borrowers, Solidarity Group services for more experienced groups of entrepreneurs, and Individual Loans for customers who already have a small established business. Vision Finance is also among the very few financial institutions targeting farmers and providing agricultural credit options in Rwanda, where access to credit is critical to the success of agricultural enterprises.

About Rwanda

  • $1,000
    Average annual income
  • 120
    View loans »
    Rwanda Loans Fundraising
  • $12,971,425
    Funds lent in using Kiva
  • 595.0
    Rwanda Francs (RWF) = $1 USD