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Sylvestre is 27 years old and is married with one child who is one year old. He owns a business selling various goods such as: soap, lotions, soft drinks (fanta, juice and water), biscuits, etc. This is his fifth year in this business and he works from 7am until 6pm every day.

Sylvestre has requested a Kiva loan via Vision Finance Company in order to purchase various goods such as: soap, lotions, soft drinks (fanta, juice and water), biscuits, etc., to sell. With any profits, he will be able to save for his future and to reinvest in his business.

Additional Information

About Vision Finance Company s.a – Rwanda (VFC)

Vision Finance Company (VFC) was Kiva's first partner in Rwanda. Established in 1999, VFC is an affiliate of World Vision International. Since its founding, VFC has been committed to alleviating poverty in Rwanda by ensuring that poor people have access to credit to support business initiatives that will improve their life circumstances.

VFC has a broad set of products and services, offering Community Banking services for self-selected groups of 10-30 borrowers, Solidarity Group services for more experienced groups of entrepreneurs, and Individual Loans for customers who already have a small established business. Vision Finance is also among the very few financial institutions targeting farmers and providing agricultural credit options in Rwanda, where access to credit is critical to the success of agricultural enterprises.

About Rwanda

  • $1,000
    Average annual income
  • 35
    View loans »
    Rwanda Loans Fundraising
  • $11,760,875
    Funds lent in using Kiva
  • 595.0
    Rwanda Francs (RWF) = $1 USD

Success!! The loan was 100% repaid

A loan of $850 helped Sylvestre to purchase various goods such as soap, lotions, soft drinks (fanta, juice and water), biscuits etc to sell.
100% repaid
Repayment Term
14 months (Additional Information)
Repayment Schedule
Feb 10, 2012
Mar 2, 2012
Currency Exchange Loss:
May 8, 2013