Samuel is 33-years-old and married. He and his wife have 3 children and live in Hioma, Uganda. He owns a business of buying and selling clothes which he has been doing for 8 months. He faces a challenge of price fluctuations. His family goal is to educate his children and build a permanent house for his family. He dreams of expanding his business to new markets and also diversifying his business to include children's clothes. Samuel needs the loan to buy clothes for sellng.