Bahram is a 32-year-old man. He is a friendly and well-mannered person. He is married and is a loving father of three sons. He has been involved in food sales for more than nine years. These nine years of experience in this field make him a knowledgeable and skilled person.
The food products he sells are very popular among people and are in high demand. His monthly profit from selling food is 350 AZN. His wife helps him with selling products in the shop. He is a very successful entrepreneur because of his good location, in the central bazaar of his home city.
Bahram would like to increase his sales and invest additional capital. For this purpose, he has applied for 1,500 AZN. He will purchase and diversify into selling additional foodstuffs. This will be his second loan and he has a positive credit history.
Aqroinvest Credit Union was founded by a group of 32 Imishli farmers in 2001, and has grown to become one of the largest credit unions in Azerbaijan. It boasts a portfolio of nearly $5 million and is wholly owned by its more than 3,500 borrowers, as of December 2011.