Hai, a 43-year-old divorced woman, lives in Ho Chi Minh City. She has one daughter. She runs a business that sells clothes-making materials to people in the local community.
Hai requests a loan to purchase more products, such as cloth, needles, and thread, to stock her store. This will enable her to offer a better range of products to her customers. She hopes her business will run smoothly and she can earn additional income to reinvest in her shop and save for emergencies.
About Capital Aid Fund for Employment of the Poor
Capital Aid Fund for Employment of the Poor (CEP) is a non-profit Vietnamese microfinance institution that operates in the provinces of southeastern Vietnam and the Mekong Delta. CEP's head office is located in Ho Chi Minh City. This institution’s mission is to work with, and for, the poor and poorest to realize sustained improvements in well-being through the provision of financial and complementary non-financial services in an honest, efficient, and sustainable manner. The non-financial services CEP offers to complement its basic credit and savings products include financial education, raising awareness of health and sanitation issues, and education scholarships for children.