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Thu's Group
In this Group: Thu, De, An, Minh
Thu is 19 years old. She is running a small grocery shop that opened one year ago. Her business creates stable income for her family. Participating in our credit program in 2011, she used the loans effectively in expanding her shop and she engaged in a good repayment situation. She wants to have a loan of 7,392,000 VND to buy more products to meet the demands of her customers.

De is 56 years old. Being a farmer, she grows rice and raises chickens. She wants to have a loan of 5,152,000 VND to buy fertilizer and food.

An is 30 years old. She is running a shoe shop in the local market. She wants to have a loan of 5,152,000 VND to buy more new design shoes.

Minh is 53 years old. He is raising fish. He wants to have a loan of 5,152,000 VND to buy food for them.

Additional Information

About SEDA:

The Center of Small Enterprise Development Assistance (SEDA) is a non-profit organization whose vision is to create “a society without poverty.” Founded in 2004, SEDA provides microfinance services to low-income and disadvantaged people in rural areas of Hanoi and the northern provinces of Vietnam through its Binh Minh Micro-Finance Program.

You can also join SEDA’s lending team to assist SEDA in continuing to support its portfolio of borrowers.

This is a Group Loan

In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.

Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.

About Vietnam

  • $5,600
    Average annual income
  • 118
    View loans »
    Vietnam Loans Fundraising
  • $14,475,725
    Funds lent in using Kiva
  • 20,800.4
    Vietnam Dong (VND) = $1 USD

Success!! The loan was 100% repaid

A portion of Thu's Group's $1,100 loan helped a member to buy more products to meet the demands of her customers.
100% repaid
Repayment Term
14 months (Additional Information)
Repayment Schedule
Jan 30, 2012
Feb 16, 2012
Currency Exchange Loss:
Feb 15, 2013