Cumbe Centro (Cuenca) Group
One of the members of this group is Nataly. She is 23 years old and married, and has a five-year-old child from her marriage. Her husband works in his own business. The house in which she lives is her property.
For five years Nataly has worked with her husband in her own business. They have a call center with telephone booths, Internet, and sales of telephone accessories. They work from Sunday to Sunday from 8 in the morning until 9 at night.
She has been in the communal bank for two years, and she is going to invest her new loan in buying accessories, phone card recharges, and phone cards for her business.
Her goal is to grow in her business.
The small attached photo is of one of the members who could not be present when the group photo was taken.
Una de las socias de este grupo es la Señora. Nataly, tiene 23 años, es casada y en su unión conyugal ha concebido un niño de 5 años de edad. Su esposo se dedica a laborar en un negocio propio, la casa en la que vive es de su propiedad.
Doña Nataly hace 5 años traja con su esposo en su propio negocio, ellos tienen un centro de llamadas con cabinas telefónicas, internet y venta de accesorios telefónicos, trabajan de domingo a domingo desde las 8 de la mañana hasta las 9 de la noche.
En el banco comunal se encuentra hace 2 años y su nuevo crédito lo va a invertir en la compra de accesorios, recargas y tarjetas telefónicas para su local.
Su meta es crecer en su negocio.
La foto pequeña adjunta es de una de las socias que no pudo estar presente cuando se tomó la foto del grupo.
This is a Group Loan
In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.
Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.
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