Las Minas (Cuenca) Group
One of the members of this group is Hilda. She is 26 years old. She lives in a common-law marriage and has 4 children. Her last child is a baby who is 8 months old, and the others are 3, 4, and 8 years old. Her oldest son is studying in a little school in the town. Her husband works in construction as a bricklayer. The house they live in is their own property.
Hilda spends most of her time at home, since her children are still young. There she farms, and what she harvests is for the consumption of the household. She also raises chickens and guinea pigs, which she sells in her community.
This is her fifth loan with the communal bank, and she is going to use it to buy chickens in order to continue with this activity.
Her goal is to work in a dressmaking workshop.
Una de las socias de este grupo es la Señora. Hilda, tiene 26 años, vive en unión libre y ha concebido 4 hijos de 8, 4 y 3 años y su ultimo hijo es un bebé de 8 meses de edad, su primer hijo está estudiando en una escuelita de la localidad. Su esposo labora en la construcción como albañil, la casa en la que viven es de su propiedad.
Doña Hilda pasa la mayor parte del tiempo en casa ya que sus hijos aun se encuentran pequeños, allí se dedica a la agricultura y lo que cosecha es para el consumo de su hogar, también cría pollos y cuyes a los que los vende en su comunidad.
Se encuentra en su quinto crédito que realiza en el banco comunal y lo va a invertir en la compra pollos para continuar con esta actividad.
Su meta es trabajar en una fábrica de costura.
This is a Group Loan
In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.
Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.
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Success!! The loan was 100% repaid