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Juntos Al Triunfo Group
In this Group: Julia Elva, Lucy Pilar, Eulalia Julia, Edeudemia, Dora Lizeth, Gresia Victoria
Sra. Julia makes delicious pastries. Several years ago, she decided to work for herself and be independent. She started selling her pastries door-to-door. Some time later, she started selling at the entrance of a school. Bit by bit, she won over the children so that they and the school officials buy daily. She was offered a kiosk in order to sell her pastries there. She has worked there for 15 years.
Julia is studying baking with the goal of improving her business. She is now starting to sell other food and pies for all kinds of events; weddings, birthdays, graduations, quinceaneras, etc. This loan will be of great help to her; she will be able to buy trays and containers for her pastries, as well as other supplies and ingredients. In the future she wants to offer a more complete service, such as renting marquees, tables, and chairs. She does all of this hard work in order to provide her two children with the best: education and a comfortable life.
Julia is currently the president of the "Juntos al Triunfo" group. This group has six members who are friends and neighbours.
*Sra. Julia is the third woman standing wearing the pink shirt.
View original language description ↓

La Sra. Julia prepara pasteles muy ricos, años atrás decidió trabajar por su cuenta y ser independiente empezó ofreciendo sus pasteles de puerta en puerta, tiempo después se instalo en la puerta de un colegio así de a pocos se fue ganando la confianza tanto de los niños que le compraban diariamente como de los directivos del colegio quienes le ofrecieron la concesión del kiosco para vender dentro del mismo, ya son 15 años que trabaja en dicho establecimiento, por otro lado la Sra. Julia se preparo estudiando cursos de pastelería, con el fin de mejorar su negocio. Ahora está incursionando en brindar servicios de buffet y tortas para todo tipo de eventos como matrimonios, cumpleaños,graduaciones, 15 años etc. El préstamo obtenido será de mucha ayuda para la compra de sus azafates y acrílicos para las tortas y demás insumos e ingredientes, en un futuro quiere brindar un servicio más completo como alquiler de toldos, mesas y sillas. Todos los esfuerzos que hace en su trabajo es para brindarle a sus 02 hijos lo mejor tanto en estudios como una vida cómoda, en la actualidad Julia es la presidenta del grupo “JUNTOS AL TRIUNFO” son 06 socias amigas y vecinas del mismo lugar.

*La Sra. Julia es la tercera de las paradas viste blusa rosada.

Additional Information

About EDAPROSPO

EDAPROSPO seeks to use micro-credit to foster productive commercial activity for the sake of economic and social development within vulnerable urban and rural sectors traditionally neglected by commercial banks. By offering innovative products such as technical education loans and microfinance groups for young people, EDAPROSPO helps disadvantaged Peruvians lift themselves out of poverty.

This is a Group Loan

In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.

Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.

About Peru

  • $6,715
    Average annual income
  • 56
    View loans »
    Peru Loans Fundraising
  • $55,923,400
    Funds lent in using Kiva
  • 2.7
    Peru Nuevos Soles (PEN) = $1 USD

Success!! The loan was 100% repaid

A portion of Juntos Al Triunfo Group's $2,650 loan helped a member to buy trays and containers for her pastries.
100% repaid
Repayment Term
6 months (Additional Information)
Repayment Schedule
Monthly
Pre-Disbursed:
Feb 10, 2012
Listed
Feb 20, 2012
Currency Exchange Loss:
Covered
Ended:
Jul 15, 2012