Los Unidos (Cuenca) Group
Señora Nelly, age 38, is one of the group members. She is in a common-law marriage and has four children ages 15, 12, 3, and 10 months. Their oldest two children are in school. Her husband works as a policeman, and they do not have their own home; they rent.
Nelly has worked as a kitchen helper for three years. She works Monday to Saturday from 8:00 am to 4:00 pm.
This is her first loan with this communal bank. She was invited by a colleague. She will invest this loan in the purchase of fish and shellfish to start this business.
Her goal is to have her own home.
Una de las socias de este grupo es la Señora. Nelly, tiene 38 años, vive en unión libre y fruto de su unión ha concebido 4 hijos de 15, 12 y 3 años y su último hijo es un bebé de 10 meses, sus dos primeros hijos están estudiando en el colegio. Su esposo labora como guardia, no tienen casa propia por lo que vive arrendando.
Doña Nelly labora como ayudante de cocina actividad que la desempeña hace 3 años, trabaja de lunes a sábados desde las 8 de la mañana hasta las 4 de la tarde.
Este es su primer crédito que realiza en el banco comunal al cual fue invitada por una compañera de su trabajo. Su crédito lo va a invertir compra de pascado y mariscos para iniciar con este negocio.
Su meta es tener su casa propia.
This is a Group Loan
In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.
Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.
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Success!! The loan was 100% repaid