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Update on Heliodoro

Señor Heliodoro lives in the La Concepción municipality with his family. For the future, he plans to improve their living conditions. He is very happy to have the support that Afodenic is offering him through Kiva; with his previous loan he was able to plant on time and it was a great success. He now needs a loan for his citrus plantation. His plants are being affected by whiteflies--a pest--and it is urgent that he apply insecticides, herbicides, urea, and other products in order to provide proper maintenance to his plants.
View original language description ↓
El señor Heliodoro , es habitante del municipio de la concepción , junto a su familia , los planes hacia un futuro es poder mejorar las condiciones de vida , el esta muy contento por el apoyo que le brinda Afodenic atravez de los fondos Kiva , ya que con el préstamo pasado logre inducir en tiempo y forma y fue todo un éxito , ahora necesita un financiamiento para la plantación de cítricos los cuales están siendo afectado por la plaga de mosca blanca y con urgencia necesita aplicar insecticidas , herbicidas , completo , urea , entre otros derivados , que se le induce para el mantenimiento adecuado de la cosecha de cítricos .

Previous Loan Details

Sr. Heliodoro lives in La Concepción Masaya with his wife and children. His plans for his family are to improve their living conditions and to provide a decent life for his children and grandchildren. Don Heliodoro is a small-scale farmer who has been growing pineapple for several years. The g... More from Heliodoro's previous loan »

Additional Information


This loan is administered by AFODENIC, La Asociación para el Fomento al Desarrollo Nicaragua, a Kiva Field Partner based in Managua, Nicaragua. Founded in 1999, AFODENIC was created to promote the socio-economic and cultural development of sectors that are excluded from commercial banking. Integrating economic and human resources, AFODENIC offers affordable and adaptable financial services aimed at strengthening the family unit of their clients, who include students, producers, and micro- and small entrepreneurs from rural and urban areas. AFODENIC is a socially responsible institution engaged in society and making a positive impact on its professional partners and communities.

Supporting a borrower through AFODENIC contributes to the pursuit of innovation in mitigating poverty in Nicaragua. Visit AFODENIC’s partner page for more information.

Concurrent and Successive Loans

Our Field Partners often work with borrowers over a series of loans as the borrowers build credit, take out bigger loans, and expand their businesses. In order to make it easier for our Field Partners to post loans for borrowers who have been listed on Kiva before, we allow them to post successive and concurrent loans for their Kiva borrowers. This means that our Field Partners are able to post a borrower's second, third, etc., loan on Kiva without having to re-enter all of the borrower's information.

This borrower has been listed on Kiva before, so you'll see an updated loan description, as well as excerpts of the original descriptions from earlier loans. Most borrowers take out loans consecutively, meaning that they receive a second loan after having repaid the first. However, sometimes our Field Partners give out concurrent loans, allowing borrowers to take out one primary loan and a secondary "add-on" loan along with it. These "add-on" loans are typically smaller than the borrower's primary loan and serve a different purpose. Because Field Partners can now post loans as successive and concurrent loans, you will be able to track borrower progress over time and see the various ways a borrower is working with our Field Partners through funds from Kiva’s lenders.

About Nicaragua

  • $4,800
    Average annual income
  • 102
    View loans »
    Nicaragua Loans Fundraising
  • $24,739,175
    Funds lent in using Kiva
  • 23.1
    Nicaragua Cordobas (NIO) = $1 USD

Success!! The loan was 100% repaid

A loan of $500 helped Heliodoro to buy fertilizers and supplies.
100% repaid
Repayment Term
14 months (Additional Information)
Repayment Schedule
At end of term
Feb 10, 2012
Feb 20, 2012
Currency Exchange Loss:
Mar 15, 2013