Marjorie is requesting a loan to pay for her final classes so she can graduate with the degree she is studying for, Chemistry and Pharmacy, a degree that takes 4 years. Within five years she sees herself owning a pharmacy that is large, well-stocked, that provides good service to its clients, with discounts and medical attention. She is also a small businesswoman and sells cosmetic products from catalogs; this is how she pays for her studies.
Marjorie está solicitando el crédito para pagar el curso de tiutlación de la carrera que está estudiando, Química y Farmacia, una carrera con duarción de 4 años. Dentro de 5 años se ve con una farmacia propia, grande, surtida y dando buena atención a sus clientes, con descuentos y atención médica. Ella también es una pequeña comerciante de venta de productos cosméticos por catálogos, y de esa forma está pagando sus estudios.
This loan is administered by AFODENIC, La Asociación para el Fomento al Desarrollo Nicaragua, a Kiva Field Partner based in Managua, Nicaragua. Founded in 1999, AFODENIC was created to promote the socio-economic and cultural development of sectors that are excluded from commercial banking. Integrating economic and human resources, AFODENIC offers affordable and adaptable financial services aimed at strengthening the family unit of their clients, who include students, producers, and micro- and small entrepreneurs from rural and urban areas. AFODENIC is a socially responsible institution engaged in society and making a positive impact on its professional partners and communities.
Supporting a borrower through AFODENIC contributes to the pursuit of innovation in mitigating poverty in Nicaragua. Visit AFODENIC’s partner page for more information.