Mónica is a long-time client that is in her third loan cycle with our institution. She makes empanadas, cookies, and bread. She is requesting the loan to buy an industrial oven. Mónica has been working as a baker for two years. She lives in the Tacagua neighborhood, in her parent’s house. She sells her products as a street vendor in the covered corridors and also to some stores in the neighborhood. Mónica is a hardworking and dynamic client with a good attitude toward credit. Her goal is to save a good amount of capital and, with time, grow her business and later expand it even more. In this way she will improve her quality of life. Mónica feels very happy and thankful to the institution for the support it has provided.
La Sra. Mónica, es una cliente antigua que esta en su tercera secuencia de crédito con nuestra institución, se dedica ala elaboración de empanadas, galletas y pan, esta solicitando el crédito para la compra de un horno industrial, la Sra. Mónica es repostera hace dos años, vive en la zona de Tacagua en la casa de sus papás, ella expende sus productos ambulando en las galerías y entregando a algunas tiendas de barrio. La Sra. Mónica, es una cliente trabajadora y dinámica, con buena actitud crediticia, su meta es reunir un buen capital y con el tiempo ampliar su negocio, para luego expandirlo más y de esta manera incrementar sus ingresos y de esta manera mejorar su calidad de vida, la Sra. Mónica se siente muy feliz y agradecida con al institución por el apoyo brindado.
Emprender has been working in Bolivia since 1999. It is dedicated to becoming a key tool in the development of its clients and the improvement of their quality of life. Operating in three of Bolivia’s major cities – La Paz, Cochabamba, and Santa Cruz – Emprender offers both urban and rural clients the opportunity to obtain financial products tailored to fit their needs and businesses. These products include housing loans, salary loans, “opportunity” (short-term) loans, and higher education loans. To better the quality of life for its clients and non-clients through non-financial services, Emprender offers free medical consultations and health classes given by trained doctors.