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Cristal Group
In this Group: Maria Martha , Emiliana , Luisa, Silvana, Justina, Ines, Regina , Ayda
The communal bank “Cristal” will begin its sixteenth loan cycle with Pro Mujer. As part of the Villa Exaltation office, it is made up of eight members and is steered by a group of directors, of which María is the president. The businesses owned by the members of the communal bank are varied. Among them are: fruit sales, cosmetics sales, selling gelatins, clothing sales, woven crafts sales, selling quinoa juice, a small grocery store, and buying scrap metal.

María Martha says she has been a member of Pro Mujer for ten years. She became involved at the invitation of friends. Now she has a business buying scrap metal, which she has had for several years and which she learned from a steel business.

The loan she will now take is for the growth of her business, buying scrap metal that she will get in El Alto and then sell from her business place. This type of work allows her to generate income to help support her family; she is married and has nine children.

When asked what she likes about Pro Mujer, she responds that she likes the health care and training.

In the photo we can see two friends of Ines’ daughter, who is wearing pink, and the husband of Emiliana, the gentleman wearing a baseball cap in the center.
View original language description ↓
La A.C. “CRISTAL” iniciará su decimo sexto ciclo en Pro Mujer, como parte del Centro Villa Exaltación, está compuesta por ocho integrantes y está dirigida por una mesa directiva donde la señora María Martha es la Presidenta. Los negocios que las integrantes de la asociación comunal llevan adelante son variados entre ellos tenemos: venta de fruta, venta de cosméticos, venta de gelatinas, venta de ropa, artesanía en tejido, venta de jugos de quinua, tienda de abarrotes, compra de chatarra.

La señora María Martha indica que hace diez años que integra en Pro Mujer ingresando por invitación de amigas. En la actualidad ella tiene un negocio de compra de chatarras que viene trabajando hace años, aprendiendo el mismo de una empresa de aceros.

El crédito que ahora sacará es para el crecimiento de su negocio (compra de chatarras) que adquirirá de El Alto y posteriormente lo comercializa en su puesto de venta. Esta forma de trabajo le permite generar recursos para apoyar en lo posible a su familia, pues ella es casada y tiene nueve hijos.

Cuando se le consulta qué le gusta de Pro Mujer, ella responde que le gusta el área de salud y capacitación.

En la fotografía podemos ver dos visitantes a la hija de la señora Ines, que esta vestida de color rosado, y el esposo de la señora emiliana, señor de gorra en el centro.

Additional Information

This is a Group Loan

In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.

Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.

About Bolivia

  • $2,817
    Average annual income
  • 131
    View loans »
    Bolivia Loans Fundraising
  • $29,665,275
    Funds lent in using Kiva
  • 6.9
    Bolivia Bolivianos (BOB) = $1 USD

Success!! The loan was 100% repaid

A portion of Cristal Group's $3,475 loan helped a member to buy scrap metal.
100% repaid
Repayment Term
9 months (Additional Information)
Repayment Schedule
Monthly
Pre-Disbursed:
Jan 20, 2012
Listed
Feb 22, 2012
Currency Exchange Loss:
Covered
Ended:
Aug 15, 2012