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Bertha Rosa
Bertha lives in the department of Masaya. She is 48 years old and for approximately 7 years has had a vegetable business located in the municipal market of Masaya. Right now she is doing purchases to stock her business, since the competition is strong and the demand must be filled immediately.

She visited Ceprodel to ask for a new loan and invest it in her business, buying sweet oranges, sour oranges, lemons, tangerines, avocados, tomatoes, carrots, chiltoma peppers and beets. She thinks that this loan will help her improve her sales and have a better quality of life.
View original language description ↓
Bertha reside en el departamento de Masaya, tiene la edad de 48 años, tiene aproximadamente 7 años de tener su negocio de verduras ubicado en el mercado municipal de Masaya. Actualmente está necesitando realizar compras para abastecer su tramo debido a que la competencia es grande y la demanda debe ser satisfecha a lo inmediato.

Visita Ceprodel para solicitar un nuevo crédito e invertirlo en su negocio en la compra de naranja dulce, agria, limón agrio, mandarina, aguacate, tomate, zanahoria, chiltoma y remolacha. Considera que este financiamiento le ayudará a mejorar sus ventas y tener una mejor calidad de vida.

Additional Information


This loan is administered by Centro de Promocion del Desarrollo Local (CEPRODEL), one of Kiva’s larger partners in Central America. Founded in 1991 and based in Managua, Nicaragua, CEPRODEL specializes in the development and funding of housing cooperatives for traditionally marginalized communities, the provision of microfinance services to small businesses, and the promotion of innovative renewable energy projects. In addition, unlike many microfinance institutions in the area that have chosen to avoid the rural areas of the country due to the increased financial risk, CEPRODEL provides financial services to numerous clients in the agriculture and livestock industry. Supporting a borrower through CEPRODEL means contributing to the promotion and sustainability of this important work in Nicaragua.

About Nicaragua

  • $4,800
    Average annual income
  • 77
    View loans »
    Nicaragua Loans Fundraising
  • $25,409,250
    Funds lent in using Kiva
  • 23.1
    Nicaragua Cordobas (NIO) = $1 USD

Success!! The loan was 100% repaid

A loan of $500 helped Bertha Rosa to buy sweet oranges and sour oranges, lemons, tangerines, avocados, tomatoes, carrots, chiltoma peppers and beets.
100% repaid
Repayment Term
14 months (Additional Information)
Repayment Schedule
Feb 10, 2012
Feb 20, 2012
Currency Exchange Loss:
Jul 17, 2013