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Eddy Javier
Eddy Javier lives in the town of Nindirí in the department of Masaya. He has had his general store for eight years and his family group is made up of four people, his two children and his wife.

Like all businesses in development, he needs to invest in it by buying basic necessities and groceries such as one "quintal" (46 kg./100 lbs.) each of sugar, rice, and beans; a can of oil; toilet paper; Súper Marfil soap; and tomato sauce.

He is grateful to CEPRODEL because he trusts that his loan will be granted satisfactorily and so he will be able to improve the state of his business.
View original language description ↓
Eddy Javier, reside en Nindirí municipio del departamento de Masaya, tiene 8 años de tener su negocio de pulpería y su núcleo familiar es de cuatro personas compuesto por sus dos hijos y su esposa.

Como todo negocio en desarrollo, requiere invertir en él por medio de la compra de granos básicos y abarrotes tales como un quintal de azúcar, un quintal de arroz, un quintal de frijoles, bidón de aceite, papel higiénico, jabón súper marfil, ace en polvo, salsa de tomate.

Agradece a Ceprodel porque confía que su crédito será otorgado satisfactoriamente y así mejorará la condición de su negocio.

Additional Information


This loan is administered by Centro de Promocion del Desarrollo Local (CEPRODEL), one of Kiva’s larger partners in Central America. Founded in 1991 and based in Managua, Nicaragua, CEPRODEL specializes in the development and funding of housing cooperatives for traditionally marginalized communities, the provision of microfinance services to small businesses, and the promotion of innovative renewable energy projects. In addition, unlike many microfinance institutions in the area that have chosen to avoid the rural areas of the country due to the increased financial risk, CEPRODEL provides financial services to numerous clients in the agriculture and livestock industry. Supporting a borrower through CEPRODEL means contributing to the promotion and sustainability of this important work in Nicaragua.

About Nicaragua

  • $4,800
    Average annual income
  • 77
    View loans »
    Nicaragua Loans Fundraising
  • $25,406,150
    Funds lent in using Kiva
  • 23.1
    Nicaragua Cordobas (NIO) = $1 USD

Success!! The loan was 100% repaid

A loan of $675 helped Eddy Javier to buy sugar, rice, beans, oil, toilet paper, Ace detergent, Súper Marfil soap, and tomato sauce.
100% repaid
Repayment Term
14 months (Additional Information)
Repayment Schedule
Feb 10, 2012
Feb 20, 2012
Currency Exchange Loss:
Mar 15, 2013