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Reina Isabel
Reyna Isabel, age 39, is married and has two children. The children are 5 and 12, and they go to school. She lives in the La Esperanza village in Tela.

Two years ago Reyna established her own business, which is a grocery store selling food products like rice, beans, flour, lard, eggs, soft drinks, sausages, and condiments, etc. She previously worked as a nurse in a hospital, but she did not get enough income. Therefore, she decided on this business. She tends to her customers well, and the store is open 15 hours a day every day.

She has kept the store stocked since she started to request loans. She has obtained income that allows her to support her children’s education. She is currently requesting her seventh loan. She will use it to stock her business with basic grains, sausages, soft drinks, and clothes to sell.

Her goal is to start a clothing business and to be able to generate other income to financially support her household.
View original language description ↓
Reyna Isabel tiene 39 años de edad, es casada, tiene 2 hijos de 5 y 12 años de edad, los cuales están estudiando, vive en la Aldea La Esperanza, Tela.
Reyna hace dos años que estableció su propio negocio de pulpería para vender productos alimenticios como arroz, frijoles, harina, manteca, huevos, refrescos, embutidos, condimentos etc. anteriormente trabajaba en un hospital como enfermera pero los ingresos no eran suficientes y por eso decidió este negocio. Atiende bien a sus clientes tiene abierto 15 horas diarias todos los días.
Ha mantenido surtido desde que empezó a solicitar préstamos y ha logrado ingresos que le permiten apoyar a sus hijos en los estudios. Actualmente está solicitando el séptimo préstamo y lo va invertir en el negocio para surtir de granos básicos, embutidos, refrescos y ropa para vender.
Su meta es iniciar con el negocio de ropa y poder generar otros ingresos para apoyar económicamente al hogar.

Additional Information

About Organización de Desarrollo Empresarial Femenino Financiera, S.A.

This loan is administered by Organización de Desarrollo Empresarial Femenino Financiera, S.A. (ODEF), a Kiva Field Partner in Honduras. A leader in the microfinance sector since 1985, ODEF strives to combat poverty by offering a wide array of financial services to low-income men and women. The organization works with its parent NGO, ODEF OPD, to provide training and technical assistance to impoverished microentrepreneurs. By incorporating the entire family unit in this process, ODEF OPD aims to improve the standard of living through the creation of profitable enterprises. Visit ODEF’s partner page for more information.

About Honduras

  • $4,800
    Average annual income
  • 82
    View loans »
    Honduras Loans Fundraising
  • $8,845,600
    Funds lent in using Kiva
  • 19.1
    Honduras Lempiras (HNL) = $1 USD

Success!! The loan was 100% repaid

A loan of $275 helped Reina Isabel to stock her business with products like basic grains, lard, sausages, flour, and eggs, etc. She will use the other part to buy clothes to sell.
100% repaid
Repayment Term
14 months (Additional Information)
Repayment Schedule
Feb 3, 2012
Feb 22, 2012
Currency Exchange Loss:
Dec 15, 2012