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Gia is from the village of Nigoiti. He is 44 years old and lives with his two sons (17 and 13 years old) and his 66-year-old mother. Both children go to school.

Gia works in a car repairing workshop in the village. He paints cars. Along with his main job, he is actively involved in the family agricultural business. They have a milk cow and a calf. Gia’s mother produces cheese and sells on average 10 kilos of this product in the village. Along with the above-mentioned, the family owns a 7-hectare plot of land, where maize is grown. Gia sells approximately 14 tons of maize to retailers on the local open market. The total average monthly income for the family is 1,200 Laris, including Gia’s mother's monthly pension.

Gia requested credit for purchasing an additional one hectare of land. He will grow maize on a wider area and will harvest more maize; consequently, the income of the family will increase. Gia plans to use the increased income for financing the education of his children.

Additional Information

About LLC Micro Finance Organization Credo

LLC Credo (Credo) is a microfinance organization in Georgia that provides sustainable credit services to alleviate poverty in rural areas, including business loans, agriculture loans, household loans, crop insurance and more. Kiva lenders’ funds are used to help the organization expand its outreach to even more entrepreneurs, farmers and households in remote areas.

About Georgia

  • $6,100
    Average annual income
  • 42
    View loans »
    Georgia Loans Fundraising
  • $7,796,600
    Funds lent in using Kiva
  • 1.7
    Georgia Lari (GEL) = $1 USD

Success!! The loan was 100% repaid

A loan of $975 helped Gia to purchase one hectare of agricultural land.
100% repaid
Repayment Term
14 months (Additional Information)
Repayment Schedule
Feb 7, 2012
Feb 16, 2012
Currency Exchange Loss:
Mar 15, 2013