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For five years Gaudence, a 33-year-old married mother of three children between the ages of 2 and 13, has operated a well-organized business selling cosmetics, mobile phones, etc. She works from 7 a.m. until 8 p.m. everyday except on Saturday and currently employs two people to help her.

Gaudence has requested a loan from Kiva partner Vision Finance Company to purchase more cosmetics, mobile phones, etc. to sell. With any profit arising from the loan, she will be able to pay school fees for her children and reinvest in her business.

Additional Information

About Vision Finance Company s.a – Rwanda (VFC)

Vision Finance Company (VFC) was Kiva's first partner in Rwanda. Established in 1999, VFC is an affiliate of World Vision International. Since its founding, VFC has been committed to alleviating poverty in Rwanda by ensuring that poor people have access to credit to support business initiatives that will improve their life circumstances.

VFC has a broad set of products and services, offering Community Banking services for self-selected groups of 10-30 borrowers, Solidarity Group services for more experienced groups of entrepreneurs, and Individual Loans for customers who already have a small established business. Vision Finance is also among the very few financial institutions targeting farmers and providing agricultural credit options in Rwanda, where access to credit is critical to the success of agricultural enterprises.

About Rwanda

  • $1,000
    Average annual income
  • 102
    View loans »
    Rwanda Loans Fundraising
  • $13,479,850
    Funds lent in using Kiva
  • 595.0
    Rwanda Francs (RWF) = $1 USD