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Omar is from the village of Didi Jikhaishi. He is 66 years old, married and lives with his family: his wife Ketevan, his 38-years-ld son, daughter-in-law and two grandchildren (4 and 2 years old). All adult family members are involved in their agricultural business. They have a dairy farm with eight milk cows. Ketevan produces cheese and sells it locally. Also the family owns three hectares of land, where maize and grape vines are grown. Harvested products are sold locally. Total average monthly income of the family is 900 Laris, including the pensions of Omar and Ketevan.

Omar requested credit for renting a tractor, which will till the plot. After properly done seasonal work, Omar will get a good harvest, which will be sold for an appropriate price. The family will get good income and they will be able to improve their living conditions.

Additional Information

About LLC Micro Finance Organization Credo

LLC Credo (Credo) is a microfinance organization in Georgia that provides sustainable credit services to alleviate poverty in rural areas, including business loans, agriculture loans, household loans, crop insurance and more. Kiva lenders’ funds are used to help the organization expand its outreach to even more entrepreneurs, farmers and households in remote areas.

About Georgia

  • $6,100
    Average annual income
  • 40
    View loans »
    Georgia Loans Fundraising
  • $8,091,775
    Funds lent in using Kiva
  • 1.7
    Georgia Lari (GEL) = $1 USD

Success!! The loan was 100% repaid

A loan of $925 helped Omar to pay for land tilling service.
100% repaid
Repayment Term
15 months (Additional Information)
Repayment Schedule
Jan 30, 2012
Feb 15, 2012
Currency Exchange Loss:
Mar 15, 2013