Maratou, 3rd from the left in the picture, is in the restauration business. She plans to use her part of the loan to buy 2 bags of shelled rice, 40 litres of oil, 3 boxes of stock cubes and 5 boxes of concentrated tomato paste from the market in Niena. She sells meals in her cheap restaurant located at the market, to a clientèle of men and women, for cash. She anticipates making an average monthly profit of 37 000 francs, part of which will be used to repay the loan and its interest, and part of which will be saved.
Elles sont à leur dixième prêt avec l’institution de microfinance Soro Yiriwaso afin de satisfaire le besoin de leur clientèle. Les prêts antérieurs ont été correctement remboursés
MARATOU fait de la restauration dans ce groupe de femmes de DANAYA, elle se tient en troisième position à partir de la gauche.
Elle compte acheter avec son prêt, 2 sacs de riz décortiqué, 40 litres d’huile, 3 cartons de cube magie, 5 boites de concentrée de tomate au marché de Niena ville.
Elle vend dans sa gargote au marché à une clientèle composée d’homme et de femmes, au comptant.
Elle envisage réaliser un bénéfice mensuel moyen de 37 000 FCFA dont une partie est utilisée pour payer le prêt et son intérêt et l’autre pour son épargne.
Important InformationSoro Yiriwaso is a microfinance institution that works primarily in rural and semi-urban areas of Mali to provide underprivileged communities with access to financial services.The organization facilitates access for disadvantaged clients, particularly women, to new resources and services, fostering solidarity and cooperation among its clients. Kiva lenders’ funds will enable Soro Yiriwaso to expand its outreach and target even more underserved Malians involved in business and agriculture.
This is a Group Loan
In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.
Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.
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Success!! The loan was 100% repaid