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Norn, 36, is married and resides with her husband, a truck driver earning approximately USD 5 per day, and four children in Takeo Province, Cambodia. Norn has been selling groceries for over 10 years, earning approximately USD 10 per day. In order to develop her business, she is requesting a loan of USD 1000 to purchase more groceries to sell in order to generate more profit for the family.

In the future, Norn would like to build a grocery store in the front of her house and support her children's studies until they get a Bachelor's degree.

Additional Information


KREDIT Ltd. is one of Kiva’s most established partners in Southeast Asia. The organization empowers the economically-active poor and small entrepreneurs by providing inclusive financial services. Beyond loans, KREDIT offers low-income clients complementary training in debt management, savings and budgeting. In addition, KREDIT partners with NGOs to offer training in primary health care, agricultural techniques and HIV/AIDS awareness.

For more information on KREDIT, please visit its partner page. If you would like to engage more with KREDIT and its borrowers, you can also join its lending team, KREDIT MFI Cambodia.

About Cambodia

  • $2,600
    Average annual income
  • 125
    View loans »
    Cambodia Loans Fundraising
  • $35,070,500
    Funds lent in using Kiva
  • US Dollars
    Loan transacted in USD

Success!! The loan was 100% repaid

A loan of $1,000 helped Norn to raise capital to purchase more groceries to sell.
100% repaid
Repayment Term
12 months (Additional Information)
Repayment Schedule
Jan 16, 2012
Feb 15, 2012
Currency Exchange Loss:
Dec 15, 2012