Nicholas is a married man. He describes himself to be ambitious. He operates a retail store where he sells clothes. He has been involved in this business for one year. His business is located in a busy area and his primary customers are local residents. He describes his biggest business challenge to be the lack of enough spacious room for operation.
He will use the KES 20,000 loan to buy more clothes for selling. Nicholas' business goal is to expand his clothes store within five years.