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Farzana's Group
In this Group: Farzana, Uzma, Mussarat Bano, Bashiraan, Surriya
Farzana is married and has 2 sons, both are getting their education by attending a nearby school.

Farzana and her husband operate a decorative embroidery business. Her husband has a shop in the market while she works from her home. Farzana is very skillful and her clients trust her good quality services and give her regular orders.

Farzana has applied for a loan for the further improvement of her business. With the loan investment, she will buy beads, thread, embroidery frames in larger quantity and of different variety that will allow her to fulfill the latest fashion needs of her clients by preparing beautiful looking embroidered clothes and increase her income. Farzana has been operating her business for the past many years and she is confident about her business success after investing the loan.

Note: In the photo, the lady holding a book (called Asasah Passbook) is Farzana.

Additional Information

This is a Group Loan

In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.

Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.

About Pakistan

  • $4,700
    Average annual income
  • 336
    View loans »
    Pakistan Loans Fundraising
  • $15,689,950
    Funds lent in using Kiva
  • 90.7
    Pakistan Rupees (PKR) = $1 USD

Success!! The loan was 100% repaid

A portion of Farzana's Group's $900 loan helped a member to buy beads, threads etc for decorative embriodery business.
100% repaid
Repayment Term
13 months (Additional Information)
Repayment Schedule
Feb 13, 2012
Mar 2, 2012
Currency Exchange Loss:
Feb 15, 2013