Elazabeth is a 40-year-old married woman. She has four children, ranging in age from 10 to 15 years. She describes herself as honest and kind. She operates a food store where she sells food, tea, snacks, etc. She has been involved in this business for 6 years. Her business is located in a very busy area, and her customers are local residents. She describes her biggest business challenge as insufficient funds for improving the restaurant. She will use the 20,000 KES loan to purchase ingredients such as sugar, wheat flour, maize flour, and salt for preparing food. Elazabeth's business goal is to run several hotels within 5 years.