Check out some available loans that are similar to this one!
Los Alamos (Charapoto) Group
In this Group: Doris Moncerate, Amarilis Efigenia De Los Santos, Ruth Annabel, Bertha Mirella, María De Jesús, Leonardo Daniel, Egda Gabriela*, María Ercilia*, Carmen Cristina, Karina Isabel, Margarita Del Carmen, Betsi Lourdes, María Magdalena, Miguel Angel, Fanny Obdulia*, Carmen Lorena, Johanna Maricela, Maria Gabriela, Rosa Del Carmen, Lucia Lourdes, Yexi Annabelly
* not pictured
The two men and nineteen women members of Los Álamos Communal Bank meet every two weeks in the city of Charapoto, province of Manabí. Most of them work in agriculture and raising animals. This town is known for its traditional culture and for being a few minutes from two of the best beaches in the province, San Jacinto and San Clemente.

One of the members of this group is Yexi. She is 34 years old and is in a common-law union from which she has four children, ages 12, 10, 9, and 5. The three older children study, one in high school and two in elementary school. Her husband is a farmer.

Like the good wife that she is, she is getting the loan to use it with her husband in agriculture. During the winter season they grow corn, peanuts, and certain vegetables, and then in the summer her husband works buying and selling charcoal, which he goes out to sell to certain restaurants and roast chicken places where they use this material a lot to cook the food.

Currently they want the loan to buy insecticide and fertilizer to have a good farm crop. They need the insecticides urgently because their crops have lots of pests and they are being harmed.

This loan is to buy fertilizer and insecticide. She has been with the communal bank for four cycles. She is the president of the bank and she likes it because they have given her the loans.

Her dreams are to buy a car and to have her house with all the basic services.
View original language description ↓
En la ciudad de Charapoto Provincia de Manabí se reúne cada quince días los 2 socios y las 19 socias del Banco Comunal los Álamos. Los mismos que se dedican en su mayoría a la agricultura y a la cría de animales. Esta localidad se conoce por su cultura tradicional y por estar a pocos minutos de dos de las mejores playas de la provincia como son San Jacinto y San Clemente.

Una de las socias de este grupo es la señora Yexi, tiene 34 años de edad y mantiene una relación de unión libre de la cual tiene 4 hijos de 12, 10, 9 y 5 años de edad, los tres mayores estudian uno en colegio y dos en escuela. El marido es agricultor.

Ella como buena esposa que es realiza el crédito para junto con su esposo utilizarlo en la agricultura, en temporadas de invierno ellos siembran maíz, maní y ciertas legumbres y ya para el verano su esposo se dedica a la compra y venta de carbón el cual lo sale a vender a ciertos restaurantes y asaderos de pollos donde consumen mucho este material para cocinar los alimentos. En la actualidad quieren el crédito para comprar insecticidas y fertilizantes para tener una buena producción agrícola, requieren de mucha urgencia los insecticidas porque sus cultivos tienen mucha plaga y se están dañando.

Este crédito es para comprar fertilizantes e insecticidas. Lleva 4 ciclos en el banco comunal, es la presidenta del banco y le gusta por la ayuda que les han dado con los créditos.

Sus sueños son comprar un carro y tener su casa con todos los servicios básicos.

Additional Information

This is a Group Loan

In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.

Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.

About Ecuador

  • $10,200
    Average annual income
  • 59
    View loans »
    Ecuador Loans Fundraising
  • $23,522,675
    Funds lent in using Kiva
  • US Dollars
    Loan transacted in USD

Success!! The loan was 100% repaid

A portion of Los Alamos (Charapoto) Group's $6,500 loan helped a member to buy fertilizer and insecticide.
100% repaid
Repayment Term
7 months (Additional Information)
Repayment Schedule
Monthly
Pre-Disbursed:
Feb 7, 2012
Listed
Feb 18, 2012
Currency Exchange Loss:
N/A
Ended:
Aug 15, 2012