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Johanna
Johanna, 28, lives with her husband and 3 children, ages 1 to 6 years old. She is a product consultant on items such as household articles, sweets, accessories and decorations. When she started this business she did so with the goal of helping her husband with household expenses and this is just what has happened. In addition to excelling as a woman, she has increased her household’s income and quality of life with her business.

Johanna’s goal in the future is to own her home and increase her income, however to the extent that her customers have increased, her own working capital is insufficient to move forward. When she buys products to promote, her earnings are very good and her customers are satisfied because she sells the merchandise at good prices.

Currently Johanna is applying for a loan, her first with Fundación Mario Santo Domingo. She will use it to buy articles on discount to meet the demands of her customers. These include gift items, decorative boxes, sweets and plastic products. Her sales will increase because her customers have requested that she sell these items. Consequently, while Johanna earns money with her sales, her customers will be satisfied with their purchases.
View original language description ↓
Johanna de 28 años vive con su cónyuge y sus 3 hijos en las edades de 1 a 6 años, ella es consultora de productos como detalles del hogar, dulces, accesorios y adornos. Cuando inició esta actividad lo hizo por el deseo de apoyar a su esposo con los gastos de su hogar y esto es justamente lo que ha logrado, además de superarse como mujer, pues con su negocio aumentó su calidad de vida y la economía de su hogar; su meta mas adelante es tener su propia casa y aumentar sus ganancias, pero en la medida en que su clientela crecen, su propio capital de trabajo es insuficiente para lograrlo, así mismo cuando compra productos en promoción sus ganancias son muy buenas y sus clientes se sienten satisfechos, porque la mercancía trae buenos precios. En la actualidad está aplicando a su credikiva, primer financiamiento que hace a la Fundación Mario Santo Domingo con el cual comprará artículos con descuentos, con los que responderán a sus clientes, como detalles para regalos, cajas decorativas, dulces y productos plásticos, con ello sus ventas se incrementaran, porque sus clientes han solicitado estos productos que Johnna vende; así que mientras ella gana dinero con sus ventas, sus clientes están satisfechos con sus compras.

Additional Information

About Fundación Mario Santo Domingo

Fundación Mario Santo Domingo (FMSD) is a non-profit organization in northern Colombia dedicated to developing programs for the country’s poorest communities. In addition to numerous social services, FMSD runs a microfinance program to strengthen micro-businesses in the areas where it works. The organization also offers several non-financial components as part of this program, including training to help entrepreneurs start their own businesses.

About Colombia

  • $6,070
    Average annual income
  • 201
    View loans »
    Colombia Loans Fundraising
  • $13,129,225
    Funds lent in using Kiva
  • 1,785.0
    Colombia Pesos (COP) = $1 USD

Success!! The loan was 100% repaid

A loan of $400 helped Johanna to buy discount products to meet her customers' demands, such as gift items, decorative boxes, sweets and plastic products.
100% repaid
Repayment Term
15 months (Additional Information)
Repayment Schedule
Monthly
Pre-Disbursed:
Feb 10, 2012
Listed
Feb 21, 2012
Currency Exchange Loss:
Covered
Ended:
Jan 15, 2013