Update on Ania LucreciaAnia is an enterprising, hardworking businesswoman who plans to improve her standard of living and renovate her house little by little. She has run her own business for some time now.
With this new loan Ania plans to buy basic grains, cigarettes, groceries, drinks, candy, and milk products. In addition she wishes to introduce new items such as blouses, camisoles, undershirts, skirts, pants, underwear, mosquito nets, knitting wool, hand towels etc. She is grateful to the donors for the continuing support. With this loan she will be able to have a better-stocked store, and a greater income will mean she can provide her family with a better life.
Con este nuevo ciclo de crédito comprara productos como: granos básicos, cigarros, abarrotes, bebidas, golosinas, lácteo, así también el ingreso de nuevos productos blusas, camisolas, camisolines, faldas, pantalones, blúmeres, mosquiteros, calcetas, toallas de manos, entre otros productos. Agradece a la financiera por el apoyo continuo a cumplir sus metas, proyectos. Ya que con esta inversión obtendrá tener su pulpería mas surtida. Con mayores recurso para ofrecerle a su familia mejor comodidad.
Previous Loan DetailsAnia is a young woman who works in retail sales. Three years ago she managed to set up a general store with money earned from her job and savings given to her by her husband. She has used her Afodenic loans to stock her shop with new products. She has succeeded in increasing her sales. She is happy… More from Ania Lucrecia's previous loan »
About AFODENICThis loan is administered by AFODENIC, La Asociación para el Fomento al Desarrollo Nicaragua, a Kiva Field Partner based in Managua, Nicaragua. Founded in 1999, AFODENIC was created to promote the socio-economic and cultural development of sectors that are excluded from commercial banking. Integrating economic and human resources, AFODENIC offers affordable and adaptable financial services aimed at strengthening the family unit of their clients, who include students, producers, and micro- and small entrepreneurs from rural and urban areas. AFODENIC is a socially responsible institution engaged in society and making a positive impact on its professional partners and communities.
Supporting a borrower through AFODENIC contributes to the pursuit of innovation in mitigating poverty in Nicaragua. Visit AFODENIC’s partner page for more information.
Concurrent and Successive Loans
Our Field Partners often work with borrowers over a series of loans as the borrowers build credit, take out bigger loans, and expand their businesses. In order to make it easier for our Field Partners to post loans for borrowers who have been listed on Kiva before, we allow them to post successive and concurrent loans for their Kiva borrowers. This means that our Field Partners are able to post a borrower's second, third, etc., loan on Kiva without having to re-enter all of the borrower's information.
This borrower has been listed on Kiva before, so you'll see an updated loan description, as well as excerpts of the original descriptions from earlier loans. Most borrowers take out loans consecutively, meaning that they receive a second loan after having repaid the first. However, sometimes our Field Partners give out concurrent loans, allowing borrowers to take out one primary loan and a secondary "add-on" loan along with it. These "add-on" loans are typically smaller than the borrower's primary loan and serve a different purpose. Because Field Partners can now post loans as successive and concurrent loans, you will be able to track borrower progress over time and see the various ways a borrower is working with our Field Partners through funds from Kiva’s lenders.
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