This group got together in a neighborhood of the city of Caaguazú. It is made up of humble, hardworking women who want to get ahead. They got together undertaking a commitment and a responsibility to take out loans as a committee of unified women. Their goal is to help each other as another work tool. All of them have enthusiasm, strength, and a desire to work as a team. They are currently in their eleventh loan cycle. Marina tells us that she has sold jewels for a while now. Thanks to her wide variety of jewels, she always has a good clientele and that's what helps her with the household expenses that come up every day. Her goal is to have a good location so that she can make her clients more comfortable.
She is asking for this loan to buy different kinds of jewels to stock up.
El grupo se formó en un Barrio de la Ciudad de Caaguazú, las mismas son señoras muy humildes, trabajadoras y que desean progresar. Se reunieron asumiendo así un compromiso y una responsabilidad de retirar préstamo como comité de mujeres solidario; con el fin de ayudarles como una herramienta más para el trabajo,. Todas ellas poseen entusiasmo, fuerza y las ganas de trabajar en equipo. Actualmente están el 11° ciclo.
Marina comenta que se dedica a la venta de joyas desde hace ya un buen tiempo. Gracias a su gran variedad de joyas siempre tiene una buena clientela, y es eso lo que la ayuda en los gastos que día a día surgen en el hogar. Su meta es poder tener un buen local para que de esa forma pueda darle mayor comodidad a sus clientes.
Ella solicita el crédito para la compra de joyas en variada clase, con lo cual podrá abastecerse.
About Fundación Paraguaya
Fundación Paraguaya is a financially self-sustaining social enterprise that promotes entrepreneurship in urban and rural areas through microfinance, education programs, and more. Its focus on agriculture has helped many farmers boost their crop yields. And a number of other borrowers have taken out loans to start and grow social businesses that have helped deliver eyeglasses, medicines and other helpful services in their local communities.
This is a Group Loan
In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.
Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.