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Victoria
Victoria, age 39, is married, and her husband works as at an assembly plant. She has two childen, ages 16 and 6; both children go to school. She lives in the village of Chamelecón, San Pedro Sula, Cortes.

Victoria has a small grocery store, which she managed to establish a year and a half ago. She sells products like soft drinks, eggs, sweets (churros, cookies, candy, etc), bathroom utensils, and some canned products. She started her business by selling a few products, which has made it difficult to meet the demand for some food products.

She works a lot all day, every day of the week in order to get extra income to help her improve her financial situation. She also sells food like tamales, “baleadas” (flour tortillas with beans, eggs, butter, cheese and meat), tacos, and chicken with sliced plantains.

Victoria is requesting a loan for 10,000 lempiras to buy products that she needs in her business. She will buy products like basic grains, beans, rice, flour, instant corn flour, meat, sausages, and dairy products. There is a daily demand for these products. This investment will help her to get more inventory and income, and it will improve customer service.

Her goal is to continue growing in her business in order to generate the income that will allow her to continue giving her children the education they need.
View original language description ↓
Doña Victoria tiene 39 años de edad, es casada y su esposo trabaja como operario de maquila, tiene 2 hijos de 16 y 6 años de edad y los dos están estudiando, y vive en una aldea de Chamelecón, San Pedro Sula, Cortes.
Dona Victoria tiene un negocio de una pequeña pulpería la cual logro establecer hace año y medio. Vende productos como refrescos, huevos, golosinas (churros, galletas, confites etc.)Utensilios de baño y algunos productos enlatados. Empezó su negocio vendiendo poco producto en el cual se le ha dificultado complacer la demanda de algunos productos alimenticios. Ella trabaja mucho todo el día y todos los días de la semana para obtener ingresos extras que le ayuden a mejorar su vida económica. También se dedica a la venta de comida como tamales, baleadas, tacos, pollo con tajadas.
Victoria solicita un préstamo de 10,000 lempiras para invertir en la compra de producto que le hacen falta en el negocio como (granos básicos frijoles, arroz, harina, maseca, carnes, embutidos y lácteos), ya que estos productos son los que demandan diariamente. Esta inversión le ayudara a mejorar el incremento en su inventario como también los ingresos y la atención de servicio a los clientes.
Su meta es seguir creciendo en su negocio para seguir generando los ingresos que le permitan seguir dándoles la educación necesaria a sus hijos.

Additional Information

About Organización de Desarrollo Empresarial Femenino Financiera, S.A.

This loan is administered by Organización de Desarrollo Empresarial Femenino Financiera, S.A. (ODEF), a Kiva Field Partner in Honduras. A leader in the microfinance sector since 1985, ODEF strives to combat poverty by offering a wide array of financial services to low-income men and women. The organization works with its parent NGO, ODEF OPD, to provide training and technical assistance to impoverished microentrepreneurs. By incorporating the entire family unit in this process, ODEF OPD aims to improve the standard of living through the creation of profitable enterprises. Visit ODEF’s partner page for more information.

About Honduras

  • $4,800
    Average annual income
  • 84
    View loans »
    Honduras Loans Fundraising
  • $8,841,950
    Funds lent in using Kiva
  • 19.1
    Honduras Lempiras (HNL) = $1 USD

Success!! The loan was 100% repaid

A loan of $525 helped Victoria to buy products like basic grains, beans, rice, flour, instant corn flour, meat, sausages, dairy products, and others.
100% repaid
Repayment Term
14 months (Additional Information)
Repayment Schedule
Monthly
Pre-Disbursed:
Jan 31, 2012
Listed
Feb 18, 2012
Currency Exchange Loss:
Possible
Ended:
Mar 15, 2013