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Rosa Maribel
Rosa is an enterprising young woman of 26 years of age. She lives with her spouse and two minor children in her residence which was left to her by her parents as an inheritance. The house where they live is located in Jayanca, located 20 minutes from the city of Chiclayo, capital of the department of Lambayeque.

From a very early age Rosa worked alongside her mother in the production of tamales and humitas, an activity she now carries out herself for the sustenance of her family. The knowledge she acquired from her mother has led her to start up this business, which she applies a bit more strategically since she sells not only from her own home but also distributes them door to door according to the orders she has. Along with her husband she gets up very early to begin producing the food, since the bond between the two of them and their children has induced them to set their objectives.

Rosa wishes to increase the size of her business so she may expand her customer base since she believes that, in spite of the competition, there is still market share into which she and her husband could foray. So she is seeking a loan with Edpyme Alternativa in the amount of 1,500 Peruvian soles with which to be able to purchase more supplies and acquire new work tools that will let her perfect her production methods.

Rosa is very well known for the kind of work she does, and that has allowed her to gain the affection of all her neighbors.
View original language description ↓
Rosa es una joven emprendedora de 26 años de edad, vive junto a su conyugue y a sus dos menores hijos en su domicilio el cual le dejaron sus padres como herencia. La casa en la que viven esta ubicada en Jayanca, ubicado a 20 minutos de la ciudad de Chiclayo, capital del departamento de Lambayeque.

Desde muy pequeña Rosa trabajo junto a su madre en la producción de tamales y humitas, actividad que ahora ella misma realiza para la subsistencia de su familia, los conocimientos adquiridos de su madre la han llevado a emprender en este negocio el cual aplica de manera un poco mas estratégica debido a que no solo vende en su propio domicilio si no que también los reparte de casa en casa según sus pedidos que tenga, pues junto a su esposo se levantan muy temprano para empezar la producción y es que la unión entre ellos dos y sus hijos ha hecho que fijen sus objetivos.

Rosa desea hacer mas grande su negocio y así poder ampliar su cartera de clientes, pues considera que a pesar de haber competencia todavía hay mercado en el que ella y su esposo puedan incursionar por lo que esta solicitando un crédito a Edpyme Alternativa por un monto de 1500 Nuevos Soles con los que podrá comprar mas insumos y adquirir nuevas herramientas de trabajo que le permitan perfeccionar su producción.

Por el tipo de trabajo que Rosa tiene es muy conocida y le ha permitido ganarse el cariño de todos sus vecinos.

About Peru

  • $12,000
    Average annual income
  • 94
    View loans »
    Peru Loans Fundraising
  • $57,976,350
    Funds lent in using Kiva
  • 2.7
    Peru Nuevos Soles (PEN) = $1 USD

Success!! The loan was 100% repaid

A loan of $575 helped Rosa Maribel to purchase supplies and work tools.
100% repaid
Repayment Term
14 months (Additional Information)
Repayment Schedule
Monthly
Pre-Disbursed:
Feb 8, 2012
Listed
Feb 21, 2012
Currency Exchange Loss:
Possible
Ended:
Mar 15, 2013