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Maria Isabel
María Isabel is 31, single, and has no children in her care. She has a business selling used clothing, from which she receives the income to support her father and mother, who are seniors. This is because they live together, and her siblings are not in Bolivia; so she has all the responsibility for supporting them.

It can be seen that this woman is a very self-sacrificing person who devotes all her efforts to collecting from people who can sell her clothing that they are not using, or that they want to dispose of.

She walks around so that she can get it at a lower price, and also buys from another city, three hours from Cochabamba. There they sell by the bale, and the bundles are very bulky and heavy.

As all these details could be verified, when she applied for a loan from our institution, Cidre agreed to grant her the loan without any problem, in order to support her in increasing her working capital so that she can increase her income.
View original language description ↓
La Sra. María Isabel, tiene 31 años de edad, no tiene hijos bajo su dependencia, y es de estado civil soltera, la actividad a la que se dedica es al comercio de ropa usada, de donde recibe ingresos para mantener a su Padre y a su Madre que son personas de la tercera edad, ya que ellos viven juntos y sus hermanos no se encuentran en Bolivia, ella tiene toda la responsabilidad de cooperarlos; se pudo ver que la señora es una persona muy sacrificada que dedica todo su esfuerzo para recolectar personas que le puedan vender ropa que no utilizan o que quieren desecharla o venderla, ella ambula para que pueda conseguir a menos precios y también compra de otra ciudad que está a tres horas de Cochabamba de donde le venden por fardos, y son bultos muy voluminosos y pesados. Como se pudo verificar por todos estos detalles cuando ella solicitó el crédito de nuestra institución Cidre aceptó otorgarle el crédito sin ningún problema para poder cooperarle y de esa manera incrementar su capital de trabajo y le pueda incrementar sus ingresos.

Additional Information

About CIDRE

CIDRE is a Bolivian microfinance institution with a strong social commitment to the community. It works to provide quality financial services to rural and peri-urban borrowers, focusing primarily on agricultural loans for dairy farmers and micro-enterprises. CIDRE targets segments of the population that have not traditionally had access to credit, and invests in much-needed community development projects. It is currently working with coca farmers in the Chapare region to replace coca with less controversial crops. Get more involved by joining the Friends of CIDRE lending team.

About Bolivia

  • $5,500
    Average annual income
  • 187
    View loans »
    Bolivia Loans Fundraising
  • $30,960,550
    Funds lent in using Kiva
  • US Dollars
    Loan transacted in USD

Success!! The loan was 100% repaid

A loan of $1,000 helped Maria Isabel to get working capital for her used clothing business.
100% repaid
Repayment Term
38 months (Additional Information)
Repayment Schedule
Monthly
Pre-Disbursed:
Jan 20, 2012
Listed
Feb 17, 2012
Currency Exchange Loss:
N/A
Ended:
Feb 15, 2013