Oruc is a 40-year-old man, married with one son. Oruc is an Internally Displaced Person. He has been raising fruits and vegetables for the last eight years. His father taught him the best experience in raising crops.
Oruc usually sells his crop in the central market. People use fresh vegetables every day and consider them healthy; many national dishes are made of vegetable, like pilau and dolma. Fresh fruits serve every table in Azerbaijan family and also are used to make fresh punch.
Oruc would like to increase the number of products he sells and for this purpose he applied for a 1000 AZN loan. He will use the loan to purchase seeds and fertilizers. He has a positive loan history and this will be his 3rd loan.
Aqroinvest Credit Union was founded by a group of 32 Imishli farmers in 2001, and has grown to become one of the largest credit unions in Azerbaijan. It boasts a portfolio of nearly $5 million and is wholly owned by its more than 3,500 borrowers, as of December 2011.