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Mujeres Adelante (Portoviejo) Group
In this Group: Narcisa Del Jesús, Kety Mallaly*, Silvia Johana, Zonia Elizabeth, Yadira Monserrate, Viviana Katherine, Carmen Monserrate, Rosa María, Zoila Mariana, Yessenia Liseth, Genessis Magdalena, Juana Elizabeth, María Johanna, Alecky Tifany, Gloria Jacinta, Merly Monserrate, Nestor Rafael*, Cristobal Colón, Ana Criselina*
* not pictured
Every two weeks, the 2 men and 17 women who make up the 'Mujeres Adelante' community bank meet in the city of Portoviejo. This is a group of people who work in different business activities in order to improve their quality of life. They work in commerce, food sales and other activities.

One of the members of this group is Narcisa. She is 45 years old, lives with her common-law husband, and has four children. Three of her children are adults and her youngest is 10 years old and in school. Her husband works in agriculture.

Narcisa is a very good mother and wife. In order to help her husband with their household expenses she set aside a space in her house several years ago and, using the little money she had, she started a grocery store. This has enabled her to provide for the family as her husband earns very little from his agricultural work. Narcisa works every day, from 6.00am to 8.00pm, and sometimes until later. Her husband and son help her in her work when they have any free time. She has been in this business for ten years and it has enabled her to pay for her children's education.

Narcisa will use this loan to further stock her store. She will buy rice, sugar, oil, detergents, cold meats and other essentials. She has been a member of her community bank from the beginning and she is its president. She is very happy with her group because it is a very responsible group.

Narcisa's goal is to continue in her business and to grow it further.

The two small photos are of two members who, for work reasons, could not be present when the group photo was taken.
View original language description ↓
En la ciudad de Portoviejo cada quince días se reúnen los 2 socios y las 17 socias del Banco Comunal Mujeres Adelante, este es un grupo de personas que se dedican a diversas actividades para mejorar su calidad de vida, se dedican al comercio, venta de comida entre otras actividades.

Una de las socias de este grupo es la señora Narcisa, tiene 45 años de edad y mantiene una relación de unión libre de la cual tiene cuatro hijos, tres de ellos ya mayores de edad y el menor de 10 años que estudian en escuela. El marido se dedica a la agricultura.

Ella es una muy buena madre y esposa que para ayudar a su esposo con los gastos del hogar hace varios años y con lo poco que tenía adecuo un lugar en su casa y puso una tienda de comestible, con la cual puede salir adelante ya que su esposo gana muy poco en sus faenas del campo. Trabaja todos los días desde las 6h00 hasta las 20h00 y a veces hasta más tarde, su hijo y su esposo le ayudan en su trabajo cuando están desocupados, tiene ya diez años con su negocio y gracias a esto ha podido solventar los estudios de sus hijos.

Este crédito lo va a emplear en surtir mas su tienda, va a comprar arroz, azúcar, aceite, detergentes, embutidos y otros productos de primera necesidad. Está desde el inicio en el Banco Comunal, es la presidenta y está muy a gusto con el grupo ya que es un grupo muy responsable.

Su meta es seguir adelante en su negocio y que crezca cada día más.

Las dos fotos pequeñas son de dos socias que por motivos de trabajo no pudieron estar presentes cuando se tomó la foto del grupo.

Additional Information

This is a Group Loan

In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.

Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.

About Ecuador

  • $10,600
    Average annual income
  • 49
    View loans »
    Ecuador Loans Fundraising
  • $24,292,300
    Funds lent in using Kiva
  • US Dollars
    Loan transacted in USD

Success!! The loan was 100% repaid

A portion of Mujeres Adelante (Portoviejo) Group's $6,125 loan helped a member to buy rice, sugar, oil, detergents, cold meats and other essentials.
100% repaid
Repayment Term
6 months (Additional Information)
Repayment Schedule
Monthly
Pre-Disbursed:
Feb 8, 2012
Listed
Feb 17, 2012
Currency Exchange Loss:
N/A
Ended:
Jul 15, 2012