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Margarita
Margarita, age 40, is married to Fernando, and they have four children. They live in their own house in the rural community of Santa Clara in the Huasahuasi district. Margarita is a strong and intelligent woman.

She has been farming for 12 years. She grows potatoes and peas in large quantities. After each harvest she sells them in the central market in the city of Tarma. But during the agricultural seasons she travels constantly to the city of Lima in order to sell her production. She gets greater income there.

She likes working in the fields in spite of the cold and how tired it usually makes her. Even though there are losses, she asserts that everything depends upon how the plants are tended to or cared for.

She also has five cows that she cares for with great dedication because they supply milk. She uses the milk to make cheese that she sells to small businessmen. The small businessmen take the cheese to the city of Tarma fairs, which are held on Thursdays and Sundays. Both business activities are going very well for her. One of her priorities now is to acquire more land for planting peas.

She belongs to the “Trabajemos Unidos” (Let’s Work Together) communal bank. This is her tenth loan with MFP. She is happy to be part of one of the most outstanding communal banks in her district.

Margarita will use the loan to buy bags of organic fertilizer and three bags of pea seeds.
View original language description ↓
Margarita tiene 40 años, está casada con Fernando, con quien tiene 4 hijos. Ellos viven en una casa propia en el caserío de Santa Clara, distrito de Huasahuasi. Margarita es una mujer fuerte e inteligente. Hace 12 años se dedica a la agricultura. En sus terrenos de cultivo siembre papas y arvejas, en gran cantidad, las que después de cada cosecha lo comercializa en el mercado central de la ciudad de Tarma, pero en campañas agrícolas, viaja constantemente hacia la ciudad de Lima para comercializar su producción. Ahí obtiene mayores ganancias. Le gusta trabajar en el campo, a pesar del frío y lo cansado que suele resultar, y aunque existan pérdidas, ella afirma que todo depende de cómo se atienda o cuide sus plantaciones. Además tiene 5 vacas que cuida con mucha dedicación ya que le proporcionan leche, con lo que elabora quesos; que vende a los comerciantes minoristas que llevan el queso a las ferias que se realizan los días jueves y domingos en la ciudad de Tarma. En ambas actividades le va muy bien. Ahora una de sus prioridades es adquirir otros terrenos para sembrar más arvejas. Ella pertenece al banco comunal “Trabajemos unidos”, y este es su crédito número 10 con MFP. Se siente contenta de formar parte de uno de los bancos comunales más sobresalientes de su distrito.
Margarita, invertirá el dinero de su préstamo en la compra de bolsas de abonos orgánicos y 3 bolsas de semillas de arvejas.

About Peru

  • $6,715
    Average annual income
  • 55
    View loans »
    Peru Loans Fundraising
  • $54,529,800
    Funds lent in using Kiva
  • 2.7
    Peru Nuevos Soles (PEN) = $1 USD

Success!! The loan was 100% repaid

A loan of $1,125 helped Margarita to buy bags of organic fertilizer and three bags of pea seeds.
100% repaid
Repayment Term
8 months (Additional Information)
Repayment Schedule
At end of term
Pre-Disbursed:
Jan 26, 2012
Listed
Feb 17, 2012
Currency Exchange Loss:
Possible
Ended:
Aug 15, 2012