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Verita
40-year-old Verita is a hard-working woman who is determined to get ahead in life. She lives with Walter who is a motorcycle mechanic and also the father of her two children who are 18 and 12 years old. They live in their own home together with Verita's mother.

Verita's business is sewing and making ladies', men's and children's clothing. She has a small workshop that she set up in her home. She has three semi-industrial machines that she uses to provide a good finish to her products, making them to her customers' tastes. This makes her loyal customers. Verita has been in this business for more than 10 years. At first she worked alone but now she hires a lady who helps her with her sewing and she pays her for each piece of work she does.

Verita likes sewing which is a skill she learned at an occupational education center. Up to now it has served her well as a source of income. This makes her feel like a productive person. She considers her business to be fairly profitable as it makes her good profits. For this reason, she has plans to open a clothes store in her own home where she will display her creations.

This will be Verita's tenth loan from MFP. She is happy to know that she will have financial support as it makes her feel certain that she will make progress in her work. For her part, she pledges once again to make her repayments on time as she did with her previous loans. Verita enjoys belonging to her community bank because all the members are responsible and very supportive people. She will invest her 1,000 soles in buying sewing supplies such as fabric, thread, elastic, etc. She will seek out better prices as she will be buying in bulk.
View original language description ↓
Verita, de 40 años de edad, es una mujer trabajadora y decidida a salir adelante. Convive con Walter quien se dedica a la mecánica de motos y es el padre de sus dos hijos de 18 y 12 años de edad. Juntos viven en su propia casa en compañía de su madre.
La actividad que realiza Verita es la costura y confección de ropa para damas, caballeros y niños, para ello posee un pequeño taller que instaló en su casa, donde tiene 03 máquinas de coser semi industrial que le sirven para realizar buenos acabados y al gusto de sus clientes logrando ganarse la preferencia de ellos. Tiene más de 10 años realizando ésta actividad y en un principio lo hacía sola, pero ahora contrata una señora que la ayuda en la costura y le paga por trabajo entregado.
Le gusta la costura, pues lo aprendió estudiando en un centro de educación ocupacional, y hasta el momento le ha servido como fuente de ingreso económico, y eso le hace sentirse una persona productiva. Considera su negocio bastante rentable por las buenas ganancias que le deja. Por eso tiene planes de abrir una tienda de venta de ropa en su propia casa, donde pueda exhibir sus creaciones.Este será el préstamo número 10 con la institución MFP. Está muy contenta de saber que tendrá un apoyo financiero, ya que así se sentirá segura de avanzar con su negocio. Por otro lado se compromete una vez más en cumplir con el pago de sus cuotas, como en anteriores crédito que tuvo. Además le agrada ser parte de su banco comunal porque todos sus integrantes son personas que son responsables y muy solidarias.
Con el monto solicitado de 1000 nuevos soles lo invertirá en la compra de materiales de costura como telas, hilos, elásticos y otros, buscando a precios más cómodo por sus compras en volumen.

About Peru

  • $12,000
    Average annual income
  • 96
    View loans »
    Peru Loans Fundraising
  • $57,954,100
    Funds lent in using Kiva
  • 2.7
    Peru Nuevos Soles (PEN) = $1 USD