Update on Carlos RobertoCarlos is 41 years-old and the male head of household. He lives with his wife and their two children. The house in which they currently live is located in the very small, rural village Guaraguaos Bajo Lote 80 in the district of Tambogrande. This district belongs to the province of Piura which is located some three hours from the city of Chiclayo. He lives in a rural part of this district in which little is progressing and now he only can rely on basic electric service.
Carlos makes his daily living raising and later selling animals like cattle and sheep, and fowl like ducks, turkey, and guinea pigs, among others. He's always been making a living in this area and already has approximately five years of experience in business. He's been doing this since he was very little with his parents. He has been able to install strategic spaces in his home for the raising of those same ones. Additionally he also makes money working daily as a day laborer on different large farms near his small village and by taking care of the mango plantations that he has to harvest on his property.
Carlos, already having clear and established objectives, wishes to buy feed which will serve to fatten his animals and also fertilizer to improve his production. He has requested a loan from Edpyme Alternativa for a sum of 2000 Nuevos Saloes which will help him to generate a greater income. This will help them improve their quality of life and at the same time pay off his requested loan.
They enjoy good relations with their neighbors from the small village due to their good character.
Carlos se dedica de manera diaria a la crianza y posterior comercialización de animales como ganado, ovinos y aves de corral como: patos, pavos, cuyes, entre otros, actividad a la que se ha dedicado siempre teniendo ya un aproximado de 5 años de experiencia en el negocio, negocio al que se ha dedicado desde muy pequeño junto a sus padres. Para lo que ha podido instalar en su propia casa espacios estratégicos para la crianza de los mismos, adicionalmente también se genera ingresos diarios trabajando como jornalero en los diferentes fundos cercanos a su caserío, y al cuidado de sus plantaciones de mango que tiene por cosechar ya en una has que de su propiedad.
Carlos al tener ya sus objetivos claros y establecidos desea comprar alimentos balanceados los cuales servirán para el engorde de sus animales y a la vez la compra fertilizantes para mejorar su producción. Carlos ha solicitado un crédito en Edpyme Alternativa por un monto de 2000 Nuevos Soles los cuales ayudaran a generar mayores ingresos con los que podrán mejorar su calidad de vida y a la vez para pagar su crédito solicitado.
Gozan de muy buena relación con vecinos del caserío donde viven debido a que son personas de buen carácter.
Previous Loan DetailsRoberto is 40 years old and lives in his own house with his partner and his two youngest children, His house is located in Caserío Guaraguaos in the district of Tambogrande, which is 40 minutes from the city of Piura. He lives in a rural part of this district and has only electricity at his hom... More from Carlos Roberto's previous loan »
Concurrent and Successive Loans
Our Field Partners often work with borrowers over a series of loans as the borrowers build credit, take out bigger loans, and expand their businesses. In order to make it easier for our Field Partners to post loans for borrowers who have been listed on Kiva before, we allow them to post successive and concurrent loans for their Kiva borrowers. This means that our Field Partners are able to post a borrower's second, third, etc., loan on Kiva without having to re-enter all of the borrower's information.
This borrower has been listed on Kiva before, so you'll see an updated loan description, as well as excerpts of the original descriptions from earlier loans. Most borrowers take out loans consecutively, meaning that they receive a second loan after having repaid the first. However, sometimes our Field Partners give out concurrent loans, allowing borrowers to take out one primary loan and a secondary "add-on" loan along with it. These "add-on" loans are typically smaller than the borrower's primary loan and serve a different purpose. Because Field Partners can now post loans as successive and concurrent loans, you will be able to track borrower progress over time and see the various ways a borrower is working with our Field Partners through funds from Kiva’s lenders.
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