Nervina lives in Miričina, a small suburb of Gračanica. She is a 41 year old woman and she is married. Her husband is the owner of a small drug store and they can earn about 1000 KM. They have two children, 17 and 22 years old. This is not her first loan at MCO WWI. Nervina will use this loan in the amount of 1500 KM for buying a cow. Her wish is to buy one more cow and improve her monthly income in order to improve education standards for her children.