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Jose Luis
Señor José Luis has been married to Martha for over six years. They are both 32 and can read and write. Jose Luis and Martha have four children, three of whom are in school. They live in the Candelaria community, in the Mosoj Rancho village toward the north of Colomi, Cochabamba. They have lived there for over 11 years.
Jose Luis and his wife work in agriculture. They sow potato, beans, and papalisa potatoes. They cultivate a plot of land they they inherited from their parents, in the Salto "B" community. Jose Luis tells us that he build a two-story home and invested all of their savings in it. They do not have enough money for the finish work. Because of this, they have decided to request a loan from our Cidre office. They have had a positive experience here, because other institutions had many requisites. They are very happy because now they will be able to live more comfortably and work for their family's future.
View original language description ↓
El señor José Luis es casado con la señora Martha más de 6 años, ambos con una edad de 32 años, saben leer y escribir, tienen 4 hijos de los cuales estudian 3, viven en la comunidad Candelaria pueblo de Mosoj Rancho hacia el norte de Colomi de la ciudad de Cochabamba más de 11 años. El señor José Luis y su esposa se dedican a la producción agrícola de papa, haba, papaliza, cultivan en terreno de herencia de sus padres comunidad Salto "B", don José Luis nos cuenta que hicieron construir una vivienda de dos plantas donde invirtieron todo el ahorro que tenían y les falto dinero para la obra fina, por este motivo ellos vinieron a solicitar un crédito a nuestra oficina de Cidre, para lo cual se llevaron una respuesta positiva ya que en otros Instituciones les pidieron muchos requisitos, se sintieron muy felices ahora más que nunca van poder vivir más cómodos y trabajando para que él y su familia tengan un buen futuro.

Additional Information


CIDRE is a Bolivian microfinance institution with a strong social commitment to the community. It works to provide quality financial services to rural and peri-urban borrowers, focusing primarily on agricultural loans for dairy farmers and micro-enterprises. CIDRE targets segments of the population that have not traditionally had access to credit, and invests in much-needed community development projects. It is currently working with coca farmers in the Chapare region to replace coca with less controversial crops. Get more involved by joining the Friends of CIDRE lending team.

About Housing Loans

Many poor families cannot afford housing that meets their needs. When you make a housing loan on Kiva, you give people access to flexible capital to obtain or improve their homes. Better housing means better health, sanitation, and even educational outcomes for children. A house can also be much more for entrepreneurs who run businesses out of their homes. In this way, housing and small business loans on Kiva share a common purpose: to alleviate poverty and enable families to enjoy more stable lives.

About Bolivia

  • $5,500
    Average annual income
  • 159
    View loans »
    Bolivia Loans Fundraising
  • $33,362,700
    Funds lent in using Kiva
  • 6.9
    Bolivia Bolivianos (BOB) = $1 USD

Success!! The loan was 100% repaid

A loan of $1,025 helped Jose Luis with building his home: the finish work.
100% repaid
Repayment Term
14 months (Additional Information)
Repayment Schedule
Jan 17, 2012
Feb 16, 2012
Currency Exchange Loss:
Feb 15, 2013