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Carmen
47-year-old Carmen is a single mother. She has four children but only lives with two of them. She lives in her own home, in Tarma district. Carmen is a brave woman. She has experienced a number of problems since she separated from her children's father but she has known how to do well and face her financial problems in order to support her four children. Thanks to her efforts, two of her children are now independent and she only has to care for her two youngest.

Carmen opened a business in her own home. There she sells household essentials such as groceries, vegetables and other food products. In addition, she also set up some tables and chairs in her premises and turned it into a restaurant.

"I sell breakfasts and lunches, from Monday to Saturday, and my diners are loyal because of my seasoning", she says.

Carmen has been working in her food business for 5 years and in the grocery store business for more than 15. Everything she has obtained is down to her own hard work and the support of MFP, for which she is very grateful. Now she only has two children in her care and she will educate them and support them until they become independent.

This will be Carmen's 13th loan from MFP. She pledges to be punctual in making her repayments as she was with her previous loans. She belongs to the 'GS-006' community bank. Its members are women who share the same entrepreneurial desire. Carmen will use use the money she receives to build a bathroom in her premises so that she can serve her diners more comfortably. She will buy bricks, cement, tiles, etc.
View original language description ↓
Carmen de 47 años es una madre soltera de 4 hijos, pero solo vive con 2. Vive con ellos en una casa propia en el distrito de Tarma. Carmen es una mujer coraje. Ha pasado por diferentes problemas desde que se separó del padre de sus hijos. No obstante, ella supo sobresalir y enfrentar los problemas económicos, para mantener a sus 4 hijos. Gracias a su esfuerzo 2 de ellos ya son independientes; y ahora solo se encarga de cuidar a los 2 menores.
Es así que, abrió un negocio en su propia casa. Ahí expende productos de primera necesidad como abarrotes, verduras y otros comestibles. Además acondicionó mesas y sillas a su local de atención para convertirlo en un restaurante.
“Vendo desayunos y almuerzos de lunes a sábados, y los comensales son fieles a mi sazón”, comenta.
Lleva 5 años en el negocio de comidas, pero más de 15 con la bodega, todo lo obtenido es fruto de su esfuerzo y apoyo de MFP, por lo que muestra gran agradecimiento. Ahora solo tiene 2 hijos en su poder, a los que educará y mantendrá hasta que obtengan su propia independencia. Carmen obtendría su crédito número 13 de MFP, como en los ciclos anteriores, manifiesta que será puntual en el pago de sus cuotas. Ella pertenece al banco comunal “GS-006”, cuyas integrantes son mujeres y comparten las mismas ansias de emprendimiento. De recibir el dinero, Carmen construirá el baño de su local para atender con mayor comodidad a sus comensales. Comprará ladrillos, cemento, mayólica y otros.

About Peru

  • $12,000
    Average annual income
  • 89
    View loans »
    Peru Loans Fundraising
  • $57,341,375
    Funds lent in using Kiva
  • 2.7
    Peru Nuevos Soles (PEN) = $1 USD

Success!! The loan was 100% repaid

A loan of $1,125 helped Carmen to buy bricks, cement and tiles to refurbish her business.
100% repaid
Repayment Term
13 months (Additional Information)
Repayment Schedule
Monthly
Pre-Disbursed:
Jan 25, 2012
Listed
Feb 16, 2012
Currency Exchange Loss:
Possible
Ended:
Jan 15, 2013