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Oswal
21-year-old Oswal lives with Bertha, the mother of his two children who are 3 years old and 1 year old. He and his family live in their own home, in the indigenous community of Palomar, in Río Negro, in Satipo province. Oswal is a hard-working father. Despite his young age, he already works efficiently on his farmland. He has 2 'cuadras' (agricultural measurement of land) where he grows coffee and cacao. With these two products he is able to support his family and begin to save up for future expenses.

Bertha helps Oswal in his work after taking care of the house and the children. "The work is very tiring and takes a lot of time", she says. However, even so, they have to work hard to provide for their family.

Oswal's goals are clear. One of his goals is to save up enough money to acquire some items that they lack at home. He would also like to provide his children with a good-quality education. This will be the second loan that Oswal has received thanks to your help. He pledges to be punctual in making his monthly repayments. He says that he feels happy with his community bank which is called "Los Kontonas de Palomar". With his money, Oswal will pay laborers who he will hire to weed his land and maintain his cacao and coffee crops.
View original language description ↓
Oswal de 21 años, convive con Bertha, la madre de sus 2 hijos de 3 y 1 año. Él y su familia viven en una casa propia en la comunidad nativa Palomar, en el distrito de Río Negro, provincia de Satipo. Oswal es padre trabajador. A su corta edad ya viene laborando con eficiencia dentro del campo. Cuenta con 2 cuadras de terrenos de cultivos, donde siembra café y cacao. Con ambos productos puede mantener a su familia y empezar a ahorrar para futuros gastos.
Bertha también le ayuda en el trabajo, después de atender la casa y a los hijos. “El trabajo es bien cansado y necesita bastante tiempo”, comenta. Pero aún así, tiene que luchar para sacar adelante a su familia.
Sus metas son claras. Una de ellas es ahorrar el dinero suficiente para adquirir algunos artefactos que le faltan en su hogar. Así también brindarles una educación de calidad a sus hijos. Sería la segunda vez que Oswal obtendrá un préstamo gracias a su ayuda. Por eso se compromete a ser puntual en el pago de las cuotas mensuales. Afirma sentirse contento con su banco comunal llamado “Los Kontonas de Palomar”.
Con el dinero que recibiría, pagará a los jornaleros a quienes contratará para realizar la limpieza y mantenimiento de sus cultivos de cacao y café.


About Peru

  • $6,715
    Average annual income
  • 50
    View loans »
    Peru Loans Fundraising
  • $53,895,075
    Funds lent in using Kiva
  • 2.7
    Peru Nuevos Soles (PEN) = $1 USD