Las Carmelitas Group
For three years, Flora María has been managing and serving in an Internet cafe business which is located in her home. Thanks to this business, she has managed to achieve financial stability, support her grandchildren and, at the same time, grow her business. She will invest this loan in having maintenance work and repair work carried out on her computer equipment.
La Sra. Flora María forma parte del grupo "Las Carmelitas", integrado por 8 socias muy emprendedoras, las cuales la eligieron como Secretaria de la Junta Directiva de su grupo. Ellas viven en las Lomas de Carabayllo en el distrito de Carabayllo.
Desde hace tres años ella se dedica a la administración y atención de una cabina de internet de su propiedad ubicada en su domicilio; gracias a este negocio ella ha logrado estabilidad económica, apoyar en la mantención de sus nietos y a la vez hacer crecer éste negocio.
El préstamo recibido lo invertirá en el mantenimiento y arreglos de sus equipos de computo.
About EDAPROSPOEDAPROSPO seeks to use micro-credit to foster productive commercial activity for the sake of economic and social development within vulnerable urban and rural sectors traditionally neglected by commercial banks. By offering innovative products such as technical education loans and microfinance groups for young people, EDAPROSPO helps disadvantaged Peruvians lift themselves out of poverty.
This is a Group Loan
In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.
Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.
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