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Ana Carlota
Ana is a 36 year old woman. (In the photo, she appears with her family). She has great aspirations about seeing her small bakery prosper in the coming years.

The story began when Ana started baking bread in a small oven. Little by little she started producing the bread en masse. She is currently working together with her husband, since the business is helping to generate income for the whole family. Bit by bit, they have increased the bread production, as the people where live really like it.

Ana has great aspirations with regard to her business, and that is why she wants a loan. She wants to purchase sacks of flour, yeast, lard, eggs and milk to increase her bread production.
View original language description ↓
Ana es una mujer que tiene 36 años de edad (en la foto aparece con su familia) y tiene muchas aspiraciones en los años próximos de prosperar su pequeña panaderia.

La historia empezó desde que comenzo a prepara pan en un horno pequeño, poco a poco comenzo a producir en masa los panes. Junto con su esposo en la actualidad trabajando ya que es el negocio que le ayuda a generar ingresos para toda su familia. Poco a poco han incrementado la produccion de panes debido a que la genet del sector donde viven les gusta.

Tiene muchas aspiraciones con su negocio por eso quiere el prestamo para comprar sacos de harina, levadura, manteca, huevos, leche y fabricar con una mayor produccion los panes.

Additional Information

About Banco D-MIRO

Banco D-MIRO is a microfinance institution that serves the most vulnerable sectors of Ecuador’s economy. It offers very small loan sizes without requiring collateral, expanding access to borrowers who would not otherwise be able to access capital to start and grow their own businesses. It also specifically targets borrowers who are excluded from formal financial systems due to race, ethnicity, gender, disability or illness.

About Ecuador

  • $10,600
    Average annual income
  • 57
    View loans »
    Ecuador Loans Fundraising
  • $24,312,500
    Funds lent in using Kiva
  • US Dollars
    Loan transacted in USD

Success!! The loan was 100% repaid

A loan of $875 helped Ana Carlota to purchase flour, yeast, lard, eggs and milk.
100% repaid
Repayment Term
14 months (Additional Information)
Repayment Schedule
Jan 13, 2012
Feb 15, 2012
Currency Exchange Loss:
Jan 15, 2013