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Klever Heriberto
Klever is a 34 year-old man who has many aspirations to succeed in his clothes selling business in the years to come.

His story began after working in factories for many years when he decided to start his own business selling clothing and it has gone very well until now. He works alone every day. His challenges include transportation and of course the many thieves that abound. He is separated from his wife and has a one year-old daughter.

His dream is to have a shop to sell clothes and to buy himself an automobile. Consequently he would like the loan to buy clothing for men and women, etc.
View original language description ↓
Klever es un hombre que tiene 34 años de edad y tiene muchas aspiraciones en los años próximos de prosperar su venta de ropa.

Su historia empezó desde que trabajaba en fabricas muchos años decide poner su propio negocio de venta de ropa y hasta ahora me ha ido muy bien su trabajo lo hace sola todos los días sus dificultades es el transporte y por cierto hay muchos ladrones está separado con su esposa, tiene 1 niña de 1 años de edad.

Su sueño es un local de venta de ropa y comprarme un auto. Por eso quiere el préstamo para su venta de ropa hombres y mujer etc.

Additional Information

About Banco D-MIRO

Banco D-MIRO is a microfinance institution that serves the most vulnerable sectors of Ecuador’s economy. It offers very small loan sizes without requiring collateral, expanding access to borrowers who would not otherwise be able to access capital to start and grow their own businesses. It also specifically targets borrowers who are excluded from formal financial systems due to race, ethnicity, gender, disability or illness.

About Ecuador

  • $10,600
    Average annual income
  • 88
    View loans »
    Ecuador Loans Fundraising
  • $24,583,400
    Funds lent in using Kiva
  • US Dollars
    Loan transacted in USD

Success!! The loan was 100% repaid

A loan of $850 helped Klever Heriberto to buy men's and women's clothing.
100% repaid
Repayment Term
14 months (Additional Information)
Repayment Schedule
Jan 12, 2012
Feb 15, 2012
Currency Exchange Loss:
Feb 20, 2013