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This borrower is a 40-year-old married father of two children aged 2 and 18.
He has a cellar where he has been selling local and imported drinks for five years.
His daily sales are considerable. He earns on average 35,000 to 50,000 FCF per day. Upon the granting of this loan, he is going to expand his business by buying five cases of red wine, five cases of white wine, three cases of rosé wine, ten cases of imported juice, ten cases of light beer, ten cases of Primus beer, and cases of imported drinks.
With good customer service and widespread publicity, he has a good reputation in the area.
He gets his merchandise from large suppliers in Kinshasa and Pointe Noire.
With the profits from his sales, he is thinking of saving for the long term in order to open a store where he will be able to sell in bulk to other sellers in the area.
As a good father, he provides for the family by financing his children's education and introducing his family to business.
Client âgé de 40 ans, marié et père de 02 enfants dont l’âge varie entre 2 ans et 18 ans.
Il a une cave où il vend des boissons locales et importés depuis 05 ans.
Ses ventes journalières sont considérables. Il encaisse en moyenne 35 000 à 50 000 F CF par jour. A l’octroie de ce prêt, il va renforcer son commerce en achetant 5 cartons de vin rouge, 5 cartons de vin blanc, 3 cartons de vin rosés, 10 cartons de jus importés, 10 casiers de bière légère, 10 casiers de Primus, cartons de boissons importées.
Avec un bon accueil des clients et une grande publicité, le client à une bonne réputation dans la zone
il s’approvisionne auprès des grands fournisseurs de Kinshasa et de Pointe Noire.
Avec les bénéfices de ses ventes ; il pense épargner à la longue afin d’ouvrir une alimentation où il pourra vendre en gros aux autres vendeurs de la zone. Comme un bon père ; il fait face au besoin de sa famille en finançant les études de ses enfants et en initiant sa famille au commerce.

Additional Information

Important Information

About HOPE Congo S.A.: HOPE Congo S.A. is a start-up microfinance institution located in Brazzaville, Republic of the Congo. As of 2009, the Republic of the Congo was the 136th-ranked country in the United Nations Development Programme’s Human Development Index. The average life expectancy is in the low 50s and food insecurity poses a constant threat to ordinary people’s well-being. Through the creation of community banks, HOPE Congo provides credit, savings, and training for entrepreneurs in Brazzaville. With their services, they aim to nourish a culture of saving and an independent community of responsible and self-sustaining entrepreneurs.

About Congo (Rep.)

  • $6,600
    Average annual income
  • 0
    View loans »
    Congo (Rep.) Loans Fundraising
  • $2,281,600
    Funds lent in using Kiva
  • 494.5
    Communauté Financière Africaine Francs BEAC (XAF) = $1 USD

Success!! The loan was 100% repaid

A loan of $625 helped Samuel to buy five cases of red wine, five cases of white wine, three cases of rosé wine, ten cases of imported juice, ten cases of Ngok beer, ten cases of Primus beer, and cases of whiskey.
100% repaid
Repayment Term
5 months (Additional Information)
Repayment Schedule
Feb 2, 2012
Feb 11, 2012
Currency Exchange Loss:
Jun 15, 2012