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Mrs. Hem, 50, is a windowed mother, living in Prey Chor district of Kompong Cham Province, Cambodia. She has three children, one of whom is living dependently and the other two are working in various career: one is a construction worker and another is a factory worker in Phnom Penh city where she can earn enough salary per month. Presently, Hem is in the business of cultivating rice, from which she is able to earn approximately $1.50 per day. In order to upgrade her living to comfortable conditions as others, she would like to request some funds from all kind donors to purchase construction supplies to support her son’s business. She said that, the funds are very advantageous for her family. She committed to pay punctually all kind lenders.

Additional Information

About HKL

Hattha Kaksekar Limited is one of the largest and most successful microfinance institutions (MFIs) in Cambodia. The organization provides microfinance services to the poor, particularly women, in urban and rural areas. Kiva lenders’ funds will be used to expand the outreach of HKL’s financial services to a greater number of clients in rural areas of Cambodia.

About Cambodia

  • $2,600
    Average annual income
  • 41
    View loans »
    Cambodia Loans Fundraising
  • $38,708,425
    Funds lent in using Kiva
  • 4,035.0
    Cambodia Riels (KHR) = $1 USD

Success!! The loan was 100% repaid

A loan of $750 helped Hem to purchase construction supplies to support her son’s business.
100% repaid
Repayment Term
22 months (Additional Information)
Repayment Schedule
Jan 12, 2012
Feb 11, 2012
Currency Exchange Loss:
Mar 21, 2013