Henry is a 38 year-old man with three children. He operates a retail shop dealing in home products .He started by practicing agriculture where he got start up capital for the retail shop which he has run for two years now. The most hurdle he faces is high prices and inflation rates which limits his profits. Henry has a dream of educating his children and wishes to start up a big income generating activity. He wants a loan to buy beans, sugar and soap to sell.