Willyfred is a 32 year-old male who lives in Kagadi, Uganda. He has five children with his wife. For the last eight years, he has operated a business dealing in stationary. He started by carrying out agriculture from which he got money and started the stationary business. The main hardships he gets in the business is customers not paying on time. His goals are to have his children attain good education and he would like to expand the business into other markets. Willyfred wants a loan to buy books,paper and other scholastic items to sell.